Open enrollment for 2017 is Saturday, Oct. 8, 2016, through Wednesday, Nov. 2, 2016.
Open enrollment is your annual opportunity to make changes to coverage options for yourself and for covered dependents for health, dental, short term income protection (STIP), and to enroll for flexible spending arrangements (FSAs). Click here to view the 2017 Open Enrollment Booklet.
Health care rates for employees are going up for the Premier POS and Standard POS plans in 2017. The Lumenos HSA plan will have no increase in 2017!
On a monthly basis, employee health care rates will increase as follows:
- Premier POS will increase $10 for employee-only coverage, $20 for employee + one dependent (spouse or child) and $40 for employee + dependents (children or family)
- Standard POS plans will increase $5 for employee-only coverage, $10 for employee + one dependent (spouse or child) and $20 for employee + dependents (children or family).
NEW FOR 2017: Prescription Drug Deductible FAQs
Employees have several ways to save health care dollars and help manage costs, such as selecting the Lumenos HSA plan, enrolling in the Health Care FSA or utilizing cost saving options for outpatient radiology. Lower costs enable the County to maximize contributions toward your coverage. With any plan you choose, as you obtain the health care you need in the most cost effective settings, you make a difference for your own costs and in the costs for others as well!
What you need to do:
- Review your current benefit enrollments in HRMS (Employee Direct Access> My Benefits)
- Re-enroll in Flexible Spending Accounts ( Health Care FSA and Dependent Care FSA)
Dental rates for all three plans will remain the same in 2017!
Please review the information on the website closely and consider attending an Open Enrollment Information Session. This is an opportunity for you and your family to learn about the 2017 plan options and to speak with representatives from Anthem, Delta Dental, and Navia Benefit Solutions (FSAs) as well as our Short Term Income Protection vendor.
During the plan year, employees may add/cancel coverage and/or add/drop dependents only within 60 days of a qualifying event.
Lumenos with Health Savings Account (HSA)
- Lumenos HSA – A Healthy Investment
- Lumenos HSA Plan Summary
- Lumenos HSA – Fee and Rate Schedule
- Lumenos HSA Questions & Answers
- Video – HSA Overview Note: With Henrico’s plan, you may elect voluntary HSA contributions and change your contribution amount at any time during the year.
- Video – HSA Tax Savings
Summary of Benefits and Coverage (SBCs)
NOTE: This information is for employees with VRS Plan 1 & 2 only; employees with Hybrid Plan, use Hybrid Disability.
MetLife will provide our Short Term Disability/Income Protection plan beginning January 1, 2017. This coverage replaces 60% of your income for up to 13 weeks, minus the benefit waiting period you select, if you should be unable to work due to illness or injury. Income protection can help you handle essential living expenses if you are unable to work.
Evidence of Insurability Resources:
- Eligible employees may elect to enroll in the Catastrophic Leave Pool (CLP) during Open Enrollment. Employees enrolling during Open Enrollment will have an eligibility date of January 1, 2017.
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This program is intended to cover only those health conditions that are catastrophic and/or potentially terminal in nature and can be of great benefit when unexpected illnesses occur. This program does not apply to short-term illnesses, injuries, or disabilities (including short-term conditions related to childbirth and pregnancy) or chronic conditions that are not life-threatening and do not require lengthy hospitalization or home care. This program may not be used for absences to care for a sick family member. Please refer to Policies and Regulations (http://webapps.henrico.k12.va.us/policy/) for more details.
Participating employees are eligible to receive up to 30 days of paid leave in a twelve-month period. The twelve-month period is measured on a rolling forward basis from the first day the employee used leave under the policy. An employee is not required to reimburse HCPS for any days used under this program.
An employee must exhaust any accrued sick leave, annual leave and personal leave before using Catastrophic Leave Pool benefits.
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Employees already enrolled do not need to submit a form or contribute more days. Your participation will continue in the program. If you elect to discontinue participation in the CLP or separate from employment with HCPS you forfeit your contribution.
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The school division may require additional donated days in subsequent years should the pool become depleted and/or inadequate to support beneficiaries. Employees are not required to continue participation in the CLP if they decide not to contribute additional days.
If the Catastrophic Leave Pool should become inoperative for any reason, the Catastrophic Leave balance shall be first distributed to those employees approved to receive benefits. Any remaining days will be distributed equally among those enrolled in the Catastrophic Leave Pool.
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Each employee who elects to enroll will be required to contribute one day of accrued sick leave to the CLP. If you wish to enroll, complete the Catastrophic Leave Pool Form and submit to the HCPS Payroll Office by close of business on November 2, 2016.
If no sick leave is available to contribute, your enrollment request will be denied. Revisit at the next Open Enrollment.
Submit your completed CLP enrollment form to the
HCPS Payroll Office by 4:30 p.m., November 2nd.
EDA enrollment is not available for this benefit.